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How To Avoid 9 Critical Buying Mistakes
So you're thinking of buying a home?Congratulations!
It's about time you stopped paying rent and started building equity in your own home.
If you are going to buy your first home, you need to make sure you have a Realtor representing you that will make sure you are informed and protected in each step of the home buying process.
The following are specific services you should expect from any Realtor that represents and helps you buy a home.
Promptly respond to your email or phone call
Send you a relocation package with lots of information about our area
Have an in depth phone call with you (If you desire) to provide any information you want.
Ask you lots of questions listens carefully then ask more questions to insure the
Realtor knows the home, neighborhood and community that best fits you, your family and your lifestyle
Provide you with detailed information on homes for sale in the area
Thoroughly explain the home buying process
Help you get pre approved for a home mortgage before you look at houses
Keep you informed on the status of your loan approval
Tell you how it's possible to buy a home with little or no down payment
Show you how it's possible to finance your home with a below market interest rate
Show you how it's possible to buy a home with credit challenges or past financial problems
Show you how it's possible to finance your home if you are self employed and don't want your income or employment verified
Explain different types of financing that are available
Show you how you can save $50,000 to $100,000 or more on your home mortgage interest
Insure you receive a good faith estimate of the total financing costs of your mortgage
Show you how to have the seller pay for all or part of your closing costs.Give you an accurate estimate of the total cash required to purchase a home
Show you all the different communities and neighborhoods where homes in your price range are located
Show you homes in any neighborhood of your choice
Show you any home available for sale regardless of which real estate company has it listed or advertised
If relocating from out of town, pick you up at the airport and or recommend hotels and restaurants
Show you homes that are not officially on the market yet
Provide you with the facts on past appreciation rates for homes or neighborhoods
Show you all the neighborhood amenities and services including schools, places of worship, recreational facilities and others
Set appointments for you to view individual homes
Walk through the homes for sale with you and give you an opinion (If you want an opinion)
Suggest a thorough home inspection from a reputable home inspection firm and order it for you
Insure the property doesn't have any termite damage or active infestation that is not disclosed
Request and order any specialized inspections if required or needed, such as structural or mechanical
Recommend you ask for a home warranty on the property that is paid for by the seller
Recommend a quality builder if you are looking for new construction
When you find a home you desire to purchase advise you on what price to offer
Thoroughly explain all the purchase documents you will need to sign.Provide you with an estimate of all of your total cash requirements at closing.Write up the offer to purchase agreement.Advise you on how much good faith deposit to offer with the purchase agreement
Provide you with any information available as to the sellers motivation, what price they might accept or other concessions the seller may provide
Represent and negotiate the purchase agreement to have you get the best deal possible
Follow up with the sellers agent to insure the sellers are complying with the contract contingencies or requirements
Recommend a firm to handle the closing that is thorough and price competitive
Accompany you on a walk through inspection of the home prior to closing to insure the home is as represented when the contract was written
Be at the closing with you to insure everything goes smoothly and as represented
Recommend where to obtain your homeowners insurance
Keep you informed of what's happening along the way between contract acceptance and closing.Help you determine when and if you should refinance to lower your interest rate or monthly payment
Provide an annual update as to your homes value
Provide counseling that can help you send your kids through college or provide you with an excellent retirement program through investing in rental property
I would like to provide you with the above services and represent you in buying a home.There is no cost to you in having me represent you.Sellers always pay the Realtor,Not the buyer.
Stop paying rent and start building equity in your own home.
Please contact me by phone or email.
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